Commercial Title Policy Insurance is similar to Residential Title Policy Insurance, but it is designed for businesses and commercial properties. It protects against title defects, ownership disputes, and other issues that may arise during real estate transactions. Commercial lenders often require this insurance to protect their investment and ensure that the property’s title is clear and marketable.
In addition to providing financial protection, commercial title policy insurance also offers peace of mind to property owners and investors. It allows them to proceed with confidence, knowing that their investment is protected against unforeseen issues that could jeopardise their financial security.
Title issues are known by different names amongst insurers – please ask if you have a title defect which does not appear on the list and we may be able to provide a suitable policy.
How to Obtain Commercial Title Policy Insurance
- Property Research: We conduct thorough title searches and examinations
- Risk Assessment: Our experts identify potential title issues
- Policy Issuance: We create a tailored policy based on your specific needs
- Ongoing Protection: Your policy remains active for as long as you or your heirs own the property
If you can’t see what you are looking for we may still be able to find it for you – just give us a call.
Did you know we also offer Residential Title Policy Insurance?
How We Can Help
- Absence of Easements
- Absent Landlord
- Adverse Possession
- Chancel Repair
- Contaminated Land
- Contingent Buildings Insurance
- Defective Lease
- Flat/Maisonette Indemnities
- Flying Freehold
- Forfeiture of Lease
- Good Leasehold Title
- Insolvency Act Indemnities
- Japanese Knotweed
- Judicial Review
- Lack of NHBC/Architects Certificate
- Lack of Planning/Building
- Regulations/Listed Building Consent
- Leasehold Title Risks
- Lost Title Deeds
- Manorial Rights
- Mineral Rights
- Possessory Title
- Rent Charge
- Restrictive
- Covenants/Known/Unknown
- Rights of Light
- Right of Way/Access/Easements
- Road & Sewer Indemnity
- Search Indemnity (No Search, Search Delay, Search Validation)
- Sporting Rights
- Third Party Rights
- Town & Village Green Indemnity
- Visibility Splay Indemnity
Key Benefits of Commercial Title Policy Insurance
- Financial Protection: Safeguards your investment against title-related claims
- Legal Defense: Covers legal costs if your title is challenged
- Peace of Mind: Ensures smooth property transactions and ownership
- One-Time Premium: Typically requires only a single payment for long-term coverage
- Transferable: Can often be transferred to new owners, adding value to your property
Common Risks Covered
- Forged or improperly executed documents
- Undisclosed heirs
- Mistakes in recording legal documents
- Liens and encumbrances
- Easements affecting property use
We collaborate with solicitors and licensed conveyancers to facilitate Title Policy Insurance for their clients.
Please have your solicitor reach out to us on your behalf to discuss your title policy needs. Our team will respond within one hour during regular business hours.
We’ve been helping legal firms just like yours for over 30 years.
We understand that it is a niche market and with many years experience of providing a first class service to our valued customers, it is our passion to help legal firms by giving them the right cover as quickly as possible.
FAQs About Commercial Title Policy Insurance
Don’t find your answer here? Just send us a message for help.
The cost varies depending on the property value and specific risks involved. Contact us today for a personalised quote.
It usually lasts as long as you or your heirs own the property, providing continuous protection.
Yes, you can obtain title insurance for properties you currently own through a process called “title insurance for owners.
For guidance purposes – a checklist of the information required is available by clicking on the following link: